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Storm and wind damage

Storm damaged your roof. Every hour it stays open costs you more.

Wind, hail, and severe weather can strip shingles and tear open your roof in minutes. A professional tarp installed within 24-48 hours stops further water damage and protects your insurance claim.

Schedule a Free Quote 24-48 hour response · Coast-to-coast
Free on-site quote from a vetted, insured Seeker
Full before-and-after photo documentation for your insurance claim
No upsell , we tarp only, you choose your own roofer
What happens if you wait
1hr
Water reaches the deck
Rain enters through exposed sheathing. Attic insulation begins absorbing moisture.
24hr
Ceiling and walls affected
Water migrates to drywall, framing, and electrical. Staining and warping begin.
48hr
Mold risk begins
Wet materials in a warm environment create ideal mold conditions within 48 hours.
72hr
Claim complications
Insurer may argue you failed to mitigate , reducing or denying coverage for subsequent damage.
Tarped and protected
Roof secured, documentation ready, claim supported. You are covered.
Schedule a Free Quote Now
Understanding storm roof damage

Storm damage is more than missing shingles.

When severe weather hits, the visible damage , torn shingles, cracked tiles, damaged flashing , is only part of the picture. High winds create uplift pressure that can compromise the roof deck, underlayment, and fasteners even when the surface looks intact.

Hail leaves impact damage that weakens shingles gradually, creating vulnerabilities that show up as leaks weeks or months after the storm. This is why prompt inspection and documentation immediately after a storm is critical , for your home and for your insurance claim.

A tarp is not a repair. It is emergency protection that stops water from entering while you arrange permanent repairs. Getting it done professionally and promptly is the difference between a manageable repair and a catastrophic interior loss.

High wind and uplift
Sustained winds and gusts create uplift pressure that tears shingles from the deck, especially at edges and ridges.
Hail impact damage
Hailstones bruise and fracture the granule layer on shingles, accelerating deterioration and creating leak points.
Blown debris and impact
Branches, debris, and projectiles carried by storm winds puncture roofing materials and create immediate openings.
Flashing and seal failure
Wind stress breaks the seals around chimneys, vents, and skylights , creating hidden entry points for water even when shingles appear intact.
Ridge and valley damage
The ridge cap and valley areas are the most vulnerable parts of the roof to wind , and the most damaging if left exposed to rain.
The cost of waiting

A $500 tarp can prevent $50,000 in interior damage.

Water does not wait for your schedule. Once a roof is compromised, every rainfall compounds the damage , spreading through insulation, framing, drywall, and flooring.

$300-$800
Professional tarp installation
The typical cost of a professionally installed tarp , including full insurance documentation. The most cost-effective step you can take after storm damage.
$5,000-$25,000
Untreated water damage repair
Drywall replacement, insulation, flooring, framing , the cost of interior water damage that a timely tarp could have prevented entirely.
$10,000-$50,000+
Mold remediation and structural
When moisture goes unaddressed for 48+ hours, mold and structural damage can follow , turning a manageable repair into a major restoration project.
Insurance coverage

Storm damage tarping is typically covered. But only if it's done right.

Most standard homeowner's insurance policies cover emergency tarping after storm damage as a "reasonable mitigation" expense. Your insurer's goal is to minimize the total loss , a professionally installed tarp that prevents $20,000 in water damage is exactly what they want you to do.

However, coverage depends on how the work is done and documented. An improperly installed tarp that fails, or a DIY tarp with no documentation, can give your insurer grounds to deny reimbursement , or worse, deny subsequent water damage claims on the basis that you failed to properly mitigate the loss.

We have spent 13+ years performing inspections for insurance companies. When we document your storm damage, adjusters receive the exact format and detail they are already familiar with , which means faster approvals and fewer disputes.

Before-and-after photos to document original damage scope
Written damage assessment with measurements and location detail
Cost record formatted for adjuster review
All records belong to you , use with any insurer or contractor
What we provide on every storm job
Pre-tarp photos of all visible storm damage
Post-installation photos showing tarp secured
Written damage report with affected area measurements
Itemized cost record for claim submission
Insurance-standard format , same as SeekNow delivers to insurers daily
Important: Many policies exclude damage caused by an improperly installed tarp. A failed DIY tarp can turn a covered loss into a denied claim. Professional installation is the safest option for your home and your claim.
What to expect

How storm damage tarping works with Get a Tarp

From your first request to a protected roof , four steps, no surprises.

1
Request online
Fill out the short form with your address and a brief description of the storm damage. No phone call required to get started.
2
Seeker is routed to you
We confirm a vetted, insured Seeker in your area. You will know who is coming before they arrive.
3
On-site quote
Your Seeker inspects the storm damage, measures the area, and gives you a transparent quote , no obligation to proceed.
4
Tarp installed and documented
You approve, we install. Full insurance documentation delivered. Your roof is protected and your claim is supported.
Other damage types we cover
Storm damage
Tree on roof
Missing shingles
Active roof leak
Fire damage
Storm damage FAQ

Questions about storm damage tarping

In most cases yes. Standard homeowner's insurance policies include coverage for emergency tarping as a reasonable mitigation measure following a covered weather event. Wind, hail, and storm damage are among the most commonly covered perils. We recommend confirming with your insurer, and we provide the full documentation package to support your claim.
Common signs include missing or lifted shingles, granules in gutters or on the ground, visible dents or bruising on shingles, damaged flashing around chimneys or vents, and interior water stains on ceilings. Hail damage in particular can be subtle , impact marks on shingles are not always visible from the ground. If you have experienced a significant storm, an on-site assessment is the only reliable way to determine the scope of damage.
As quickly as possible , ideally within 24 hours. Most insurance policies require you to take "reasonable steps to prevent further damage" after a covered loss. Failing to do so can give your insurer grounds to deny subsequent water damage claims. Beyond the insurance implications, every additional rainfall compounds the interior damage.
You can, but there are real risks. An improperly secured tarp can fail in wind and cause additional damage , which your insurer may exclude from coverage. More importantly, a DIY tarp without proper before-and-after documentation can jeopardize your insurance reimbursement entirely. Many policies specify that emergency repairs must be performed in a workmanlike manner. A professional installation with full documentation is the safer and often more cost-effective path.
Generally, your own homeowner's insurance covers damage to your property regardless of where the tree originated , unless negligence on your neighbor's part can be demonstrated (such as a dead tree they had been warned about). File with your own insurer first and let them pursue subrogation if appropriate. Getting the tarp installed quickly and documenting the damage is the critical first step regardless of whose insurer ultimately pays.
Most residential tarp installations range from $300 to $800, based on the size of tarp needed. Your Seeker assesses the storm damage on-site and gives you a transparent quote before any work begins. The quote is free and there is no obligation to proceed.

Storm hit your roof? Act now.

Every hour your roof stays exposed is another hour water can reach your ceilings, walls, and floors. Get a professional tarp installed and your insurance documentation ready , within 24-48 hours.

Schedule My Free Quote How it works

Free quote · No commitment · No upsell · Documentation included